Mobile homes for sale in Dunn, North Dakota – Discover the allure of affordable living in the charming town of Dunn, North Dakota, where mobile homes for sale offer a unique blend of comfort, convenience, and value. Step into a world of endless possibilities, where homeownership dreams take flight amidst picturesque landscapes and a welcoming community.
Nestled in the heart of North Dakota’s rolling hills, Dunn boasts a thriving local scene with an array of amenities that cater to every lifestyle. From charming boutiques to delectable dining options, the town exudes a small-town charm that instantly captivates.
Market Overview: Mobile Homes For Sale In Dunn, North Dakota
The mobile home market in Dunn, North Dakota is experiencing a period of steady growth, driven by increasing demand for affordable housing options. Recent trends indicate a rise in the number of mobile homes being sold, as well as a slight increase in their average sale price.
The supply of mobile homes in Dunn remains relatively low, contributing to the competitive market conditions. This is due to a combination of factors, including the limited availability of land suitable for mobile home development and the rising cost of materials and labor.
Factors Influencing the Market
- Economic Conditions:The overall economic health of Dunn and the surrounding area plays a significant role in the mobile home market. A strong economy typically leads to increased demand for housing, including mobile homes.
- Interest Rates:Changes in interest rates can impact the affordability of mobile homes. Lower interest rates make it more affordable for buyers to finance their purchases, while higher interest rates can have the opposite effect.
- Availability of Land:The availability of land suitable for mobile home development is a key factor influencing the supply of mobile homes. Limited land availability can restrict the number of new mobile homes being built, leading to higher prices and increased competition among buyers.
Property Listings
The selection of mobile homes for sale in Dunn, North Dakota, offers a range of options to suit various needs and budgets. These homes provide affordable and comfortable living spaces with varying features and amenities.
Below is a table showcasing a selection of mobile homes currently available for purchase:
Mobile Home Listings
| Price | Square Footage | Bedrooms | Bathrooms | Unique Features |
|---|---|---|---|---|
| $45,000 | 900 | 3 | 2 | Updated kitchen, large deck, fenced yard |
| $65,000 | 1,200 | 4 | 2.5 | Master suite, walk-in closet, open floor plan |
| $38,000 | 750 | 2 | 1 | Cozy and well-maintained, perfect for a starter home |
| $72,000 | 1,400 | 5 | 3 | Spacious and modern, with a large living area and plenty of storage |
| $50,000 | 1,000 | 3 | 2 | Remodeled with new flooring, paint, and appliances |
Local Amenities
Dunn, North Dakota, offers a range of local amenities and services that cater to the needs of mobile home owners.
For daily conveniences, residents have access to a variety of shopping centers, including grocery stores, pharmacies, and hardware stores. The city also boasts a farmers’ market, providing fresh produce and local goods.
Healthcare Facilities
Healthcare is well-provided for in Dunn. The Dunn County Memorial Hospital offers a comprehensive range of medical services, including emergency care, inpatient and outpatient services, and specialty clinics.
Educational Institutions
Families with school-aged children are well-served by Dunn’s public school system. The city has three elementary schools, a middle school, and a high school, all within easy reach of mobile home communities.
Recreational Areas
Dunn offers ample opportunities for outdoor recreation. The city park features a playground, picnic areas, and a walking trail. Additionally, Dunn Lake, located just outside the city limits, provides opportunities for fishing, boating, and swimming.
Financing Options
Purchasing a mobile home in Dunn, North Dakota involves various financing options tailored to different financial situations and preferences. Understanding the available loan types, interest rates, and down payment requirements is crucial for making an informed decision.
Mobile home financing in Dunn, North Dakota, primarily involves two main loan types: FHA loans and chattel loans.
FHA Loans
- Backed by the Federal Housing Administration (FHA)
- Lower down payment requirements (typically 3.5%)
- Competitive interest rates
- Longer loan terms (up to 20 years)
- Mortgage insurance required
Chattel Loans
- Secured by the mobile home itself, not the land
- Higher down payment requirements (typically 10-20%)
- Shorter loan terms (typically 10-15 years)
- No mortgage insurance required
- Interest rates may be higher than FHA loans
Homeowners Association
Mobile home communities in Dunn, North Dakota may be governed by homeowners associations (HOAs). These organizations are responsible for enforcing community rules and regulations, maintaining common areas, and providing amenities and services to residents.
HOAs typically have a set of rules and regulations that govern the appearance and use of properties within the community. These rules may include restrictions on the types of structures that can be built, the colors that homes can be painted, and the types of landscaping that is allowed.
HOAs may also have rules regarding noise levels, parking, and pet ownership.
Fees
HOAs typically charge monthly or annual fees to cover the costs of maintaining common areas and providing amenities. These fees may vary depending on the size of the community and the amenities that are offered.
Amenities and Services
Some mobile home communities in Dunn, North Dakota offer amenities and services to residents, such as swimming pools, clubhouses, and fitness centers. HOAs may also organize community events and activities, such as potlucks, picnics, and holiday parties.
Property Taxes
Property taxes are an essential consideration when purchasing a mobile home in Dunn, North Dakota. Understanding the tax rates and assessment process can help you estimate your annual tax expenses.
Property taxes in Dunn are based on the assessed value of your mobile home, which is determined by the Dunn County Assessor’s Office. The assessment considers factors such as the size, age, and condition of your home, as well as any amenities or improvements.
Assessment Process, Mobile homes for sale in Dunn, North Dakota
The assessment process typically involves an inspection of your mobile home by a county assessor. They will evaluate the exterior and interior of your home, noting its condition, features, and any recent upgrades or renovations.
Once the assessment is complete, you will receive a notice from the county assessor’s office stating the assessed value of your mobile home. You have the right to appeal the assessment if you believe it is inaccurate.
Tax Rates
The property tax rate in Dunn County is determined by the Dunn County Commission. The current rate is 2.25%, which means that for every $100,000 of assessed value, you will pay $2,250 in annual property taxes.
In addition to the county property tax, you may also be subject to city or township property taxes. These rates vary depending on the municipality.
Estimated Tax Expenses
To estimate your annual property tax expenses, multiply the assessed value of your mobile home by the property tax rate. For example, if your mobile home is assessed at $100,000, you can expect to pay approximately $2,250 in annual property taxes.
It’s important to note that property taxes can change from year to year based on changes in the assessed value of your home or adjustments to the tax rate.
Mobile Home Insurance
Mobile home insurance is a type of insurance that protects mobile homes from damage or loss. It is important to have mobile home insurance in Dunn, North Dakota, as mobile homes are susceptible to damage from storms, fires, and other hazards.
paragraphThere are different types of mobile home insurance coverage available, including:
Coverage Types
- Property coverage:This covers the mobile home itself, as well as any attached structures, such as decks or porches.
- Liability coverage:This covers you if someone is injured or their property is damaged due to your mobile home.
- Personal property coverage:This covers your belongings inside the mobile home, such as furniture, clothing, and electronics.
- Loss of use coverage:This covers your living expenses if you are unable to live in your mobile home due to a covered loss.
The amount of coverage you need will vary depending on the value of your mobile home and your personal circumstances. It is important to talk to an insurance agent to get a quote for mobile home insurance and to determine the right amount of coverage for you.
Mobile Home Community
Dunn, North Dakota, boasts a vibrant and welcoming mobile home community that fosters a sense of belonging among its residents. The community is meticulously designed with spacious lots, ensuring privacy and ample outdoor space for each home.
At the heart of the community lies a central park, a verdant haven where residents can gather for picnics, leisurely walks, or simply unwind amidst the serene surroundings. The park features a playground, providing endless hours of entertainment for children.
Additionally, the community hosts regular social events and activities, such as potlucks, holiday celebrations, and community yard sales, fostering a strong sense of camaraderie among neighbors.
Common Areas
Beyond the central park, the mobile home community in Dunn, North Dakota, offers a myriad of common areas designed to enhance the lives of its residents. These areas include:
- Clubhouse:A spacious and well-equipped clubhouse serves as a hub for community events and gatherings. It features a full kitchen, comfortable seating areas, and a lending library.
- Swimming Pool:During the warm summer months, residents can cool off and relax in the community’s sparkling swimming pool. It provides a refreshing retreat for all ages.
- Fitness Center:For those seeking to maintain an active lifestyle, the community’s fitness center offers a range of cardio and weightlifting equipment.
- Laundry Facilities:Conveniently located within the community, the laundry facilities provide residents with access to modern washers and dryers.
Comparative Analysis
This comparative analysis provides a comprehensive overview of the key features and amenities of mobile homes for sale in Dunn, North Dakota. By comparing factors such as price, size, location, and other relevant aspects, potential buyers can make informed decisions about their investment.
The following table summarizes the key information for each mobile home:
Mobile Home Comparison Table
| Feature | Mobile Home 1 | Mobile Home 2 | Mobile Home 3 |
|---|---|---|---|
| Price | $55,000 | $62,000 | $70,000 |
| Size | 1,200 sq ft | 1,400 sq ft | 1,600 sq ft |
| Location | North side of Dunn | South side of Dunn | East side of Dunn |
| Bedrooms | 3 | 3 | 4 |
| Bathrooms | 2 | 2.5 | 3 |
| Amenities | Central air conditioning, dishwasher, washer/dryer hookups | Central air conditioning, dishwasher, washer/dryer hookups, fireplace | Central air conditioning, dishwasher, washer/dryer hookups, fireplace, screened-in porch |
Closure
Whether you’re a first-time homebuyer, a savvy investor, or simply seeking a change of pace, mobile homes for sale in Dunn, North Dakota present an exceptional opportunity to embrace the joys of homeownership without breaking the bank. With its affordable prices, picturesque surroundings, and welcoming community, Dunn beckons you to make your dream home a reality.